Not your average
life insurance
A simple, affordable way to financially protect the ones you love.
See what you qualify for in less than 5 minutes.
How it works
Answer a few health and lifestyle questions and we’ll calculate your quotes from top insurers.
Our licensed agents make it easy to understand your options and find the right policy for your needs.
Ready to apply? Our expert team will assist with the details to help you get covered with confidence.
We work with America’s top insurers.
What our customers say about us
Our Founders
Ben Garrigan
Co-Founder and CEO
Ben embarked on a mission to create a company that prioritizes comprehensive coverage, transparency, and exceptional customer service. Through innovative strategies and cutting-edge technology, Ben strives to make life insurance accessible and tailored to the unique needs of each client.
Jesse Cummins
Co-Founder and President
Jesse Cummins served in the United States Army for 5 years. One of the first things he did when he got out was get life insurance. That then lead him to get into the insurance industry as a career so that he can help people who are in the same position he was. Founding Umbrella his way of getting in front of as many people as possible.
Why
Umbrella?
Easy Savings
You could save 50% or more by shopping the market with our simple digital tools.
Quick Comparison
Browse policy options including term and whole life, accelerated underwriting, and final expense.
Stress-free buying
Our agents work for you, not the insurers, to help you find and secure your best-fit coverage.
Marketing Disclosures
No-exam/accelerated underwriting coverage: Issuance of a term life insurance policy without a medical exam is subject to product availability and your eligibility, and may depend upon your truthful answers to a health questionnaire.
Curious about other prices or claims in our ads? Additional details are available on our Disclosures page.